Missouri Title Loan Qualifications

Minimum Loan Amount $500.00


  • 18 years of age or older
  • Regular source of income
  • A clear title to the Vehicle
  • Proof of Registration
  • Proof of Insurance
  • Proof of residence

Required Documents

  • Proof of Vehicle Registration and Insurance
  • Extra copy of Vehicle Key
  • Clear Title (No liens)
  • Phone or utility bill
  • Driver's license or government issued photo ID
  • Vehicle available for inspection

Finance Charge

The APR is based on a 30-day loan term. The APR you pay may be different if your loan is not a 30-day term. Your APR will be disclosed in the federal truth in lending statement with your contract. The total payment is the amount you will owe us.

If your ACH debit, electronic check or similar payment device you give us is returned unpaid, a dishonored instrument fee of $25.00 will be charged.

NOTICE: Borrowing from this lender places your automobile at risk. If this loan is not repaid in full, including all finance charges, you may lose your automobile.

If your payment is 15 or more days late, you will be charged 5% of the delinquent payment, maximum late fee of $50.00

Amount of Loan

The amount we pay of your behalf

Finance Charge

The dollar amount the credit will cost you

Title Lien Fee

Paid to State

Monthly Rate of Interest

(Paid to lender)

Total of Payments

The amount you will have paid after you have made your payment as scheduled

Annual Percentage Rate

The cost of your credit as a yearly rate

$513.50 $128.38 $13.50 25.00% $641.88 304.17851%
$713.50 $178.38 $13.50 25.00% $891.88 304.17519%
$1,013.50 $253.38 $13.50 25.00% $1266.88 304.17267%
$2513.50 $628.38 $13.50 25.00% $3141.88 304.16909%

Title Loan has a Standard Loan Term of thirty (30) days.